Once you have reached your limit you can start using commercial loans in an LLC.The LLC is a legal entity that offers another layer of protection in some cases.

Why limit yourself?

With my limited knowledge, I would consider this a C neighborhood.

Don't limit yourself and use that 220k in the most efficient way you can!

I found BP and now the sky is the limit!

That size would limit the number of life companies that would lend but there would be interest from a handful if the property is stable and in good condition.Freddie Mac also has a small balance program $1-$7.5M that would also be a good resource. 

Cash out refi will be limited 75% arv or 52.5k and interest rate around 4%.

Read the ordinance carefully and you’ll see where the limits are.

If I remember right there is also a limit of 3 in 12months....and all the ways people think they can work around this were eliminated from what I understand....trying to do 3 in Mr. name and then 3 in Mrs. name and 3 in an LLC and 3 in a different LLC....don't think that works any more.

There are time limits on how long you have to appeal.