I think it's important to note the Orlando STR market is vast.

The vast majority of us take this very seriously, but there are some whom don't and they give a bad wrap to the 90% out there who do a fantastic job.You don't need to have residential experience to jump right into commercial.  

The vast majority of the novices who venture in ignorantly chasing that "BIG $" most often get DESTROYED! 

This is also one of the primary reasons the vast majority of  SFHs would never have positive cash flow. 

Why do you want to retire at age 26, when the vast majority of your friends and probably most of your family will still be working? 

Meanwhile, the 35 million Americans on welfare you reference includes retirees, disabled individuals, and caregivers—not a vast workforce waiting to be deployed."

Yes, you should educate yourself, but the vast majority of savvy investors will diversify and have solid exposure to value add MF apts in growth markets.

Others have explained that the banks are not willing to take on the default and interest rate rise risks for these kinds of loans, but they didn't mention that even for 30 year loans a vast majority are sold to (formerly quasi) government entities like Freddie and Fannie.  

I'm sure the vast majority of them lose money on deals. 

Moreover sure Bank loan is also needed because I am planning something vast something new .