Do those two items above 100% dictate needing a total gut or can a home be sold with the panel and the pipes how they are and can it be financed?

I know there are the obvious PITIA items but what about property management fees (I plan on using a property manager), maintenance/repair allowance, and vacancy allowance?

Credit scores are tricky because there could be items like medical debt or student loan debt that weighs the score down. 

The other important item to consider is keeping your Credit score above 680, this gives you the opportunity to refinance without tax returns into a 30 year fixed rate Rental Loan, or DSCR Loan. 

Honestly, not what you want to hear, but take photos of the damage, send them an itemized invoice and tell them what they owe you.

Probably based on this "Within 21 days after move-out, the landlord must send the tenant an itemized statement explaining in detail any deductions from the security deposit (unless they total less than $125), and return the rest of the deposit."

For anyone who wondered here a year later, if you also use Innago, you can avoid manually entering expenses by scanning the receipts and the item description and total $ amount will load automatically, as long as everything on the receipt is expenses for the unit.

I think in these circumstances such items will be quite suitable to new fashion.

But, we still hire outside to make sure we don't miss anything.If we had not hired an inspector when we first started, we would have not caught countless items, and would have overpaid on every deal.If you're going to hire a property manager, and expect them to give you an objective analysis, good luck.

Because as a business, you want to milk capital items for as much life as you can ring out of them!