As for your loans themselves, I can't speak to your situation as it might be more complex than what sounds but if these are straightforward, if there is a next time, I'd recommend finding a very solid mortgage broker who works with investors.

Your corporate structure is too complex.

Hello REI community,I have questions in the topic of large multifamily apartment complexes generally around the U.S.

(My commercial deals are typically 5-30 unit buildings, not multiple hundred unit complexes)Some LOI terms to includePrice, transfer taxes, concessions, contingencies, study period, closing date.

From the time that your new apartment complex gets its permit approved to the building being completed could take 20 months.

(It's not necessarily to hide anything, it's just a bit complex and will sometimes slow the process down explaining it to clients).

Is my services to complex to have an effective marketing message?

A multi - member LLC Taxed as a partnership can have a 754 election done (complex tax election beyond the scope of this reply). 

It helped land him a 6 figure job out of college working for a large family office that builds 200 to 500 unit apartment complexes in the SE US.   

This means that to benefit from the separation between my personal assets and the company’s assets, I need to establish the LLC in New York State.However, I’ve found that the start-up costs and procedures for opening an LLC in New York State are significantly higher and more complex compared to other states (such as the requirement to advertise in several newspapers for an extended period).