A reliable renovation lender should have rates a little higher on reno products,  but still nowhere near hard money, to account for it being like 3x as much paperwork.

I think this is market specific were we have a acute shortage of housing I think we will still sell our product..

Some interesting talking points regarding the consumer product price differential.

@Esaul ViramontesI used a product called Vamoose - got it from Amazon.

Rich dad and Ramsey products are inspirational.

Do something productive.

You also don't have the financing to buy it as a non owner occupant, you don't have the money for the renovations, a buyer is highly unlikely to commit before they see the finished product, and their financing may fall through.

I've been following some of the discussions on the forums and I'm impressed with the engagement and productive discussions that have been.  

Remember, a realtor makes their money from a commission that is based on a percentage of the sale price of the property, so it is in their best interest to sell their product for as much as possible, and in Miami they are able to do this.That said, there are deals to be found.

Look for a premium product.