It's formal, not even semi-formal.

Is it too formal?

They can be formal meetings in meeting rooms, or fun things such as meeting at a certain spot on the beach in Laguna Beach.When I click on "my discussions," then on a thread in it, It takes me back to the main forum, not back to my discussions."

I can't speak for others, but I have 33 years experience and a formal credit background from 3 of the largest banks in the world.

. :) but you will only know the entire truth when you submit plans for the city planners, engineers etc to check it formally. 

Yes, Michael, I have a large lot corner that cannot be formally split but has a great DADU site. 

If a contract is not 'equitable interest,' then an 'option' isn't either but lease option or lease purchase your house to a buyer and try to 'evict' them without a formal foreclosure in Florida, and watch how fast that story changes and suddenly the tenant has 'equitable interest.'  

MORTER, Stow, Ohio, was found by the Commission to have violated Revised Code4735.02, unlicensed activity, and was accessed a civil penalty in the amount of $500.00, whenshe held herself out as engaged in the business of real estate, while not licensed under RevisedCode Chapter 4735.GARY UNDERHILL, Wooster, Ohio, as the result of an investigation of the formal complaint,was found by the Commission to have violated Revised Code 4735.02, unlicensed activity, andwas accessed a civil penalty in the amount of $2,500.00.

Most learn and move on....and it gives my guy a chance to look around without a formal "mid-lease inspection".

It is in December, when your CPA is not too busy, that you can ask:  show me the tax profit/loss form all my properties.