Cali will have some differences from my area as underwriting also reflects the differences in markets.

Land should not exceed about 20% of the value of a SFD property, depending on the price ranges, if you have a 200K home the lot is probably around 40Kyou can convert that to a sq ft and assess the additional land by discounting that value depending on how usable it is and how additional land is reflected in the market.

The data does not appear to be real time due to the number of postponements that occurred and their data still reflects an inaccurate sale date.

They will say they were under duress and were confused so what they signed is not really an accurate reflection of the situation.John Corey

Since I am a full-time property manager I want the properties I manage and own to be top-notch as it all is a reflection on me.

@Arturo Martinez I would reflect on why you want to do real estate AND what about it do you like and what intrigues you.

But that is very true a website can be a reflection of your business no matter what you're doing or where you are.

I'm editing my lease document to reflect my (planned) use of erentpayment.com for rent payments.

That means the use of Lines of Credit, HELOCS and other lending for real estate investing will dry up too.Wells Unexpectedly Shuts All Existing Personal Lines Of Credit, Hinting US Economy On The EdgeCustomers have been given a 60-day notice that their accounts will be shuttered, and remaining balances will require regular minimum payments, according to the statement.... or, Wells Fargo may just be reflecting their own inability to make safe loans.

Consider no available or questionable financials an increased risk and reflect that through more conservative underwriting.