@Scott Mac Yes!

-Underwriting fee- $395 -Appraisal- $400 -other random fees- $147 Every bank I have checked with sells the loan off to either Fannie Mae or Freddie Mac but they service the loan still.

Freddie Mac say we are going down until August 2023.

I started buying and selling an electronic device.

Someone from his office just called me and said that they were doing a big push at getting more seasoned investors out there, because Fannie Mae and Freddie Mac would be releasing a lot of homes on the market and that could be hurtful, so they wanted to help fund investors, to get these houses bought up fast.

Quote from @Scott Mac: Instead of focusing on what you want to learn, and hoping you will be a puzzle piece fit for learning that from someone else- chosen at random.

Fannie Mae and Freddie Mac finance most every residential real estate transaction in the country.

If you want to put six months in your head in case the lender must use Freddie Mac instead of Fannie Mae, that isn't crazy either.

Aside from Delayed Financing which is private money, for the standard cashout guideline of 80% to be allowed (Fannie Mac/Freddie Mac), a new appraisal and a 6 month seasoning is required.

Finally, Fannie Mae/Freddie Mac lenders usually require LLCs to be 'single asset, single entity' before they will approve a loan.