Frankly, I wasn't very sharp about guardianships but the kegal groups that I was active in were all happy for a warm body to organize grandparents as if baby ducks; people who were sadly trying to raise their grandchildren when kids were busy doing drugs or jail time.

I wouldn't want to go farther than Stockton/Modesto on a regular basis.

Now just having bodies isnt enough, you need bodies that apply to your business. 

There are so many RM foreclosures these day because, just like regular mortgages, many borrowed when values were higher than they are today. 

Hello agents,For regular home buyers and sellers, I use a set of pre-qualifying questions such as:1) Why do you want to buy?

And since he’s got a job now, he is pretty sure that he can pay back the loan regularly.

Regular cash2.  

Just get the cards without their mailing service, and stick an address label on when you need to send one Another good idea, but I want to do some mail merge in the body of the card to personalize it more.

Escrow here works by email/fax but they are very accommodating to with my many sellers that need the docs sent via regular mail or overnight.

The 3 to 5 years worth of payments benefit the buyer because after that period of time they will have been able to fix their credit, qualify for a loan and have a property that they have equity in already through a track record of regular payments.