Hey Jean, In todays market, even with raising rates, homes are selling incredibly fast.

You have to find a property with an opportunity to raise the value enough so that when you refinance out of it, there is enough equity to do what you want to do.

Both my kids grew up around him and we raised him to be a family dog.

The 10% required at closing, was raised from a partner whom owns 50% of the deal.

Second, and maybe a little more work on your end, network with other investors to raise private money.

The applicant has to have a bank account and a credit card account, both with an available balance of $800.

Rents were raised to market rent on the rented unit within 6 months of my client owning the property (it wasn't that far under to begin with) and as it turns out one of the tenants was planning to leave within a couple months of close anyway so they were easily able to satisfy their owner occupant requirement.

I was able to use their feedback to offer them certain things like being able to have a pet in exchange for a new lease which allowed me to raise the rent immediately.

A HELOC is essentially a high limit credit card that you pay yourself interest on.

Many investor raise prices until they have somewhere from 60-70% occupancy to maximize profits.