The unit is only 10 years old and is in a clean, family friendly planned community with a pool and about 10 minutes from the beach.I am interested to hear from other BP members about their experience shifting from long term renters to shorter / vacation renters, hopefully those in San Diego and/or coastal California.  

Originally posted by @Allan Snow:@Chelsea SmithFrom talking with people and my own experience, i found RBC was the easiest to get a mortgage.CIBC and BMO were the toughest.Hope this helpsAllan:The Schedule 1 lenders are routinely shifting the relative ease of approach depending on where you are in your investment business and where they are in the balance and weight of their portfolio.While you found RBC to be the easiest with whom to deal, they will only lend to you (residential side) until you have five mortgages (including your primary residence). 

In the time it takes to get from today to the end, the economy could totally shift.  

No more 12 hr. shifts for him even if he could find a job. 

I am a Paramedic and work 24 hour shifts, so I can't answer if I am on a call at work, and I put my phone on, "Do not disturb" mode when doing any daytime sleeping, (pretty much only the wife and my immediate work supervisor get through).

There are small building projects around my 2 mile radius for new homes and shopping centers that are leading me to believe that the Mckinley Park crowd is moving westward and will hopefully see a millennial shift within the next 5 years...definitely work looking into as long as you were ready to rehab for buy and holds (small profit for flips)

Bigger Pockets has been a huge resource for us over the past year as we shifted our strategy and look to continue implementing and refining it.  

I wouldn't really consider Medford on the rise---Tufts has been there forever, and there hasn't been any big shift in population or economic growth from what I'm aware of..But would be interested in hearing your perspective on Malden.

(And now thanks to tax reform my carried loss is worth more)I could not have done this with out my W2, so I think for retirement you are looking at a turnkey and I don’t see the returns that make it worthwhile.Also- if you are looking at SFH, be aware that the coming year could see a shift in SFH due to the new bill.Good luck- one of the best things I have done is investing in multi-families and I love being a landlord.

.$8333 - $3800 = ($4533)Your properties collectively are a major liability in real numbers producing a negative cash flow of $4533/month.Your equity is killing your cash flow and needs to be pulled and reinvested or the properties should be sold and invest the cash in REITS, income funds, mutual funds etc. that would produce a reasonable 10% return without the e nuisance of owning real estate.Without the speculation on appreciation the properties are not worth owning and you risk losing equity in the event the markets shift.