I'm originally from Portugal, and since 2008 the banks closed the money tap to everybody, now it's much more difficult to get a loan there; that's great for the renting market there.I'm now shifting my idea to Portugal.

Here's the kicker- there's a mold issue in the basement because the foundation has shifted two inches in the back of the house.

But as I talk to people, I am thinking of shifting my focus to northern New Jersey, as the properties don't seem nearly as overpriced as Westchester ....

@Chris Martin What do you think are the key leading indicators to predict a shift in the market?

Fantastic book on the shifting and shaping of the demographics of the future.

@Joe VilleneuveI agree, without an inspection to let you know about the solidarity of each aspect of this house (I.E, if there’s wood rot from leaks causing the sup in the floor or something else causing the shift, expenses may outweigh your rental cash flow and put you under at least temporarily

Private lender gets first lien and the loan shifts to daily interest accrual if we fail to pay on time.5) Refin Value - 20 year 5/1 ARM @ 4.99%6) BRRR Calculator - I'll check into it.

Of course this can be shifted based on your price, marketing, etc.Houston has some areas that are being redeveloped, and other areas that are growing.The Heights & Bellaire are being redeveloped.

There are three exceptions over the last 110 or so years when there were major economic changes that caused a major shift.

Foundation and/or shifting of loads shows up as cracks running at angles.