Good luck if you use them but make sure you get everything by e-mail and record  your conversations with whomever you speek with on the phone.

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

I like to have thought through scenario A, B and C before I go to the owner of the property.By having thought through a few different scenarios when the conversation takes a different direction it is easier to adjust your thought process and become creative.On other posts I discussed buying property on an option, similar to stock options, who new.

Currently there are plenty of opportunities in both and you'll have some great networks to tap into.For the Sacramento Market, head over to the Sacramento Forum here on the site and join the local conversation going on there.

Start with a term policy with a company that has good conversion options, and then convert as you build your wealth.  

Totally agree with this conversation.  

I plan to have a conversation with him about the homes that he did and did not pick, but if that fails do I have any recourse?

I do still plan on having follow up conversations with USREEB because they have overwhelmingly good feedback but my interaction with Mackaylee was also less than stellar.

I would love to do that myself, and I think old building conversions are some of the coolest projects in town, but I am focussing on other areas because the overwhelming amount of risk and the difficulty lining up financing.However, love the energy -- Keep us posted as to your research progress!

@Mark Liscia I am very interested in having a conversation.