Thank you @Scott Mac -that is an interesting website for historic local documents. 

One bank (the one saying 4.25%) said it is also confusing since all conventional loans are funded by fannie mae / freddie mac etc. and the interest rates shouldn't vary much at all.

I'll have him work on a product line of solid inexpensive massage/stretching devices that primarilly function by floors, walls, ceilings, doorways and basic furniture that has been passively developing in my head over the few years that I've been dealing with a lot of stress related muscular pain, not to get personal but maybe I may have run into this fellow for another purpose than so far assumed.

On the dog situation I have no rights unfortunately since it’s an ADA animal and it’s seen as a medical device.

I suggest owners insist on tenants using surge protectors plugged in to protect their appliances and devices as well as the property in case this ever happens. 

I can’t copy and paste the relevant text on the device I’m currently using, but I would argue 11-H and/or 12 (as “other nuisances, hazards, or circumstances” and assuming the entire neighborhood is affected). 

Dropbox - Cloud storage, ease of access to business files from anywhere, any device.

@Scott Mac😂😂😂

@Gary R UrenIt’s a simple device and very inexpensive.  

I suppose the other members won't need a business phone number becuase I'll be responsible for management, but I could see the situation arising where I forward the number to a partners phone if I need to leave town for a couples days, or allow them to "log-in" to the phone service from their device.