Not all lenders will share this as they will need to get approval from the borrower before providing.

The IRA-owned LLC would be the borrower and the land in question can be the only security. 

In order to get a HELOC on your Primary Residence, you'll need at least 80% of value available to borrow

As the heart of LA gets increasingly expensive, more professionals are moving further south toward the 10.As to your question: yeah, for any traditional loan, your income is going to limit your borrowing power.

You can borrow money from your parents (payback with interest as an HML).

For example, a lender might offer you 85% LTC (loan-to-cost)/65% LTV (loan-to-value).Interest rate: What will you be paying to borrow the money?

I’m also a big fan of having a method to accumulate nice chunks of cash, rapidly, without borrowing (especially hard money).May you have Great Fortune in your Endeavors!

Do any of you know of any local lenders in Baltimore that would work with a borrower who cannot show good income but can show plenty of assets?  

They eventually came around and we negotiated no prepayment penalty for the borrower so that was a win.

Dont put yourself out there saying, "I need to borrow some money".