Despite the unfriendly landlord laws in the City of Seattle, land use and zoning regulations are quite favorable. 

While it is still grey in most areas, like some states when it comes to housing, the courts are starting to recognize the difference.On the news the other day they reported a federal court ruled in favor of the airlines.

Even forbearance will only have a limited impact on the market, the numbers are just too small with only 2.8million left and 85% favorable outcome.The Midwest has been appreciating more than we are used to @Curtis Yoder - I can tell you for Milwaukee specifically.

The agent performs ministerial deeds only, not favoring the interests of one party over the other.While disclosed dual agency is legal in many states, it is a massive disservice to both buyer and seller. 

I believe they extended till they hand over the government to Joe B and once we see good result in Georgia over democrats' favor then because of many socialist they will extend even further.

Currently the Phoenix market is strongly in favor of sellers but if the market changes you might be able to make it work.

Open accounts at one of the big banks that have favorable hours that fit your schedule.

My advice is to either make the deal more favorable to you, i.e. maybe a 50% down, point them toward down payment assistance programs in your area, and/or offer them seller credits for closing costs or down payment, and let them obtain their own financing.

As in, can you still get the favorable owner-occupied loan/terms if a small multifamily unit also contains a retail location on the ground floor?

It's overall bad news for those would-be buyers who hoped that COVID would present them a more favorable market.