If you are going to rent it out can do a no income no doc cashout refinance DSCR loan after its complete and pay off the credit lines

I don't know the details of the property, but if there are some risks that are just a "No Go", such as frying food without proper exhaust and fire suppression systems, that could make it uninsurable in this market. 

Hey @Sam Hudacek - Sounds like a no-brainer to me. 

By what people generally mean by 'no money down,' you did a no money down on your second purchase.

Then the Landlords also asked if they could use our professional photos to build their separate listings (that will be a no--they will have to reshoot the property themselves as that is our work and portfolio).

I know looking at Baltimore as a whole can be a no-go to most but I have a friend who’s lived in the area that can point me to decent neighborhoods.

I am a Broker, I have done thousands of CMA's and countless BPO's and I still wouldn't dare doing a purchase blind with no appraisal UNLESS it's so insanely discounted that there is a no-brainer Grand-Canyon sized equity on it and that ONLY comes via some matching massive sized issue to do with the buy, like it's an estate and heir's want nothing to do with the floor to ceiling green shag carpeting or ceiling mounted disco ball in master-bedroom and just want quick easy simple cash (yes, I have seen this, floor to ceiling green shag, yes, across the walls!

Since we had 0$ cash at the beginning of the year, is that then considered an OE contribution even though we didn't contribute the money? 

In my experience, these are free to copy and include in your Rental Agreement Package.If you decide on a NO Pets Policy, then I recommend you DO create a written Assistance Animal Policy to aid in weeding out prospects that are less than sincere.

This is a no-brainer and you probably know about this already but make sure you get your engineering based cost seg study, You'll get an exact number on your ROI both roughly up to about 40% back now instead of 39 years...Message me for info I'll be happy to help!!