From what you describe I think you are fine and keeping your eye on your portfolio loan to value is key for my comfort. 

I've worked with a lot of investors who’ve done cost segregation, and the recapture part is always something that can catch you off guard if you don't think it through.Let’s break this down step by step..just like when I helped a buddy of mine who had a similar situation a couple of years ago, only he was dealing with a multi-family unit, not a single-family home.

You will also need to keep a close eye on the price per property requirement that any lender would require to make sure that one (or two) don't get bounced.

Welcome to BP - do you have your eye on any specific properties already?

It can definitely catch out-of-state investors off guard.

My eye caught a nice property.

The catch is it has a violation for building garages without permits.

Luckily I was able to catch a couple on pure accident.

Plus, commiting his funds for ten years felt like a significant leap, especially since he was eyeing some promising real estate opportunities.We ended up exploring investment properties in Phoenix.

It was a struggle that opened my eyes and allowed me to realize that I needed to do something to make sure my family, loved ones and I didn’t have to work so hard for nothing in the end.