@Ella Marie, I can't speak on behalf of your market, but in my respective market, competition is tough, and the successful fix-and-flip vendors are often full-time operating businesses.

Best of luck in your real estate investing!

All these properties were purchased for under 100k (not possible now, we got lucky with the downswing of the market at that time).

My interest rate and purchase price wouldn’t allow for positive cash flow unless I charged an unreasonable rent—or put about $500K toward the principal, which isn't ideal.I’m a high earner, so I’m weighing my options:Take the loss ($60K-$100K), buy another house, and chalk this up to a hard lesson learned.Refinance, put more money into it, and rent it out long-term—even if it’s not immediately profitable.Invest my money elsewhere and try to make peace with staying here for several years or just move.Would love to hear thoughts from anyone with experience in real estate, financial strategy, or noise mitigation.

As a professional property manager for going on 20 years and a real estate investor, I still encourage people to manage for themselves. 

- Stable Market: Germany has one of the most stable real estate markets in Europe.- Low Interest Rates: Competitive interest rates make property ownership accessible, especially for those with stable income like service members.- Military Presence: With U.S. military bases across Germany, local banks are accustomed to assisting service members with financing.How to Qualify1.

Exit Strategy & Risks-Market Volatility: You might have to hold longer or sell for less if the market goes down.

After living through the GFC and the shrinking market for local banks, they saw an opening in the market for what they call "consultative banking" like they had years before and decided to start a bank.

These in-house capital markets teams' sole job is to self-market their own loan requests, regardless of loan size.

@ Rich NgHave you had much trouble with section 8 over the years vs. your market rate tenants ?