They understand that it would have to be at a discount to the amount owed and would need to make sense for me.There is roughly $360K in unpaid principle @4.00% and 311 monthly payments remaining. 

If the rent is competitive, you should be at least getting more inquiries if not applications.I’m always happy to chat if you want to share experiences! 

I would buy a place all cash if was an option but the best part of the refinance is that you can use the current equity and the potential new rental income to purchase.I can't cash out refinance right now.One of my properties doesn't have enough equity; I'm probably at 19%-21% LTV - 15% down house hack.The other property has probably $80-90k I could tap into, but I have a 2.9% loan, and I won't even break even with the new interest rate.You have a great rate so it's probably hard to beat that but based on what I am seeing in the market rates won't go down to that for a very long time (if ever again).

You can buy a countertop icemaker that’s faster and makes nicer ice for under $100. 

In the beginning there is EXTREME VALUE in paying people well who know what they are doing - you can SCALE SO MUCH FASTER!!

And while it is not the sexiest, maintaining your W2 job and working hard to get promoted and earning more, even if that means changing jobs every few years, is often times a faster approach to create investable income.  

If there are any NY market stats/comparisons, you'd like to see in the future, post a reply or shoot me a PM.Below is a quick Q3 comparison between this year and '23 for Suffolk County:Summary:- Single Family values continue climbing- Multifamily Properties are selling faster than last year - Market activity (sold properties) has remained steadyMultifamily sale prices have (slightly) dropped despite sales activity remaining similar to Q3 last year.

Time to scale faster and keep that capital in motion!

Offer Value Beyond PriceIn competitive or slow markets, creating value for the seller can tip the deal in your favor: Quick Closings: If you can close faster than competitors, this might persuade the seller to accept a slightly lower offer.

It is faster and cheaper.