Right now there is a lot of social proof going on, mixed with some loss aversion that is leading some to way over estimate the size of the third group of tenants you mentioned. 

This will likely accelerate the foreclosure cycle so we shouldn't see bottle-necked inventory for years like last time.Note Investing: Depending on how the contracts/notes/derivatives are structured and the inventory and asset mix of the banking institutions... we will probably see an influx of note investing opportunities. 

I've read mixed things on whether you can sell a house with a HELOC on it and if that's even an option.

This is INSIDIOUSHere is the verbiage of the current NY State bill: https://www.nysenate.gov/legislation/bills/2019/s8125and, most offensively, HERE is the website of a movement to "CANCEL RENTS" https://www.housingjusticeforall.org/faq-what-to-do-on-april-1Below is the letter we sent to NY state Governor Cuomo. plus MY State Senator, plus the Senator who drafted this bill, and all NYC Housing Depts and officials.

I will connect you with Andrew and he can share the letter that we use to obtain the list.

He threatened to take me to court but didn’t know the law so I showed him a copy along with his no renewal letter and that was that. 

In addition to having our own approach to working with clients, our managers just sent letters to all of our tenants with a few suggestions:1. www.findhelp.org is a great website to see all the assistance that is available to you.2.

It's replaced all the letters and postcards I used to receive.

She recently sent us a letter by her lawyer demanding that we leave the property as soon as possible, as we have breached the lease agreements.

I think Elmhurst is a great place to get started in real estate in RI; it’s a decent area that I think will hold its value reasonably well over the long term.Yes, multi families over in that area have been fairly easy to rent there and it’s a good mix of renters and owners.