We need to do something that is going to enable our capital to appreciate with the market and like the ideas of investing but are unsure where to begin. 

This approach enabled swift action, allowing a same-day sale for $233,000.

I think it's something like "supplemental lines"  where those providers fall outside the normal providers somehow - which gives them price permissions to charge more for their product - but at least you get the insurance.  

you'll have to wait another year for seasoning purposes before a bank will consider it an "asset" enabling you to make more investments.

However, it enables you to sell to unaccredited investors and creates a tradable security.Our firm has done Reg A's before - the blue skying is the WORST.

I had a teacher in high school that used his 3 - 4 months off every summer to flip a house.I'd take the advice above... buy a multi-family in the area you want to raise your kids to supplement your income.Use the remainder of your cash (cash is king...

That way you can use your current income to supplement your investing income and achieve your goals faster.

I agreed and stayed at home with my mom for another few years.That property basically set the backdrop for me to get experience as a landlord, learn how to deal with tenants, enable me to bank a nice chunk of change to buy my next investment.

In the above scenario the first payment of $316.19 would pay $245.42 Interest and  $70.77 PrincipalThe 144th payment would pay $187.93 Interest and $128.26 Principal As the loan gets paid lower the amount you owe in interest each month gets lower enabling more of your payment to go toward paying off the loan.

Building relationships with as many of the senior commercial loan officers at the community banks will enable you to tap into as many resources as you can.