Hi Folks,I'm in conversation with a lady who has a property that I would really like to buy.

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When I tried to get some guidance, he simply pointed me to the common non-constructive advice: "talk to an attorney".When I talked to my institutional mortgage banker, the conversation was much more friendly and cordial, but he was strict: we cannot provide a residential loan for a property for the advertised zoning doesn't match the book.

When the time comes when you can have a candid conversation with the current tenant, keep your conversation focused on things like... how do like living here?

The tenant on the first floor already complains that she could here every conversation that is taking place upstairs.

I would like to have a conversation with someone in the Essex County area.

Hey guys Im sure this topic has been covered over and over again but I am having trouble finding a clear answer since I am very new to REI and have never purchased a home but would like to make my first purchase for a multi family home using the BRRRR strategy.the particular units im looking at range from 500k-570K and I do not have a sufficient down payment (I have about 10k to put down) I do not know for sure yet but based on my conversations I am sure I can get the price lower since that is price of initial listing.so my question is If i get a 20% loan form a hard money lender and use that as a down payment for a mortgage is this possible?

I have a property management business and promise 100% not to pitch my services at any point in our conversation.  

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Once you understand what you can afford I think that's the time to have more meaningful conversations with agents, mortgage bankers, etc.