I have been using Cozy for a little of a year now and have really enjoyed how much more organized it has made my individual properties.

To clarify, are you trying to get a loan as an individual or as an LLC?

@William S. and @Marlen WeberDid you apply for the disaster loan as an individual?

For example - Originations - Underwriting- Income analysis: With individuals wanting to refinance at historically low rates, there will be an increase of documentation being sent for processing  Servicing - Loss mitigation: More individuals submitting "hardship" or modification requests to their current termsWhere else in the process will banks see constraints or an increase in needed capacity?

Advantage is that I don't have 1 million equity and apparently in won't report to my individual credit.

@Robert McNeal The individual had properties that were paid off but relied on the rental income to live. 

California Governor has said that banks including JP Morgan, Wells Fargo, Citi and others have agreed to waive mortgage payments for 90 days in light of the virus' impact on individuals.

You can always change your methodology after hitting your goal or timeline, however staying focused on the set goal during the 90 days regardless the setback coupled with consistent action will 100% guarantee success.I also am a veteran and work with other military/ex-military individuals.

BUT if this lasts for months before we recover then you will start seeing a lot of companies and individuals using this clause to either get out of contracts or get contract extensions. i.e.

We were able to purchase numerous off-market deals due to our network that we actively choose to expand.