It will allow You to get the knowledge/currency that You need to up Your score the proper way, and learn about such things as "goodwill letters" , proper ways to dispute, and other powerful tools.

I do not own or manage commercial property.My first thought is to rent the commercial space to a tenant who adds value to the neighborhood and thereby adds value to my residential units.My second thought is, as an investor in residential units I am always in need of extra storage space for the tools and supplies I use in operations, so I would use part of the commercial space for my own storage needs.

They say because I have good "credit score" over 740 (from educating myself and having a "currrent" copy of my credit report) I have a very low "debt to income ratio income" (from educating myself to know what that means) and I have a great job (last three pay periods of pay stubs and last 3 months of bank statements last two/three years of tax returns) and from what I have seen on the internet and been told by others I can afford a "total" mortgage payment of $1500.00 a month of course this includes taxes, mip, home owners insurance, HOA and such (again educating your self using online tools available at a host of places).

Bottom line: it's a great tool to for entertainment but not something to use when your money is on the line.

Any other info of tools to use when analyzing the deal would be appreciated.Thanks.

I am a contractor in Lubbock and just ran a model for 30 units (5 bldgs of 6 units) single story (this is popular in Lubbock) My cost to build was about $85-$90/sf (excluding the cost of land). 

So I am reaching out to the BP community for advice and or possible investment opportunity for someone.I do not have all the details as of yet, but what I know is the property sits on a double lot one block from the beach (in a very popular beach town).

Tools, services, or techniques?

Be sure to use the search tool on the top right corner to research topics you're interested in.Since you're buying & holding, check this video out if you haven't already!

I am not a seasoned veteran in this arena, but I do have a few sharp tools in my toolbox.