Weird that the township would go one way and the city another. township is much larger than the city.

Must be licensed and have somewhat of an online presence.

I would like to own 4-6 properties in the next three years.

It's fully furnished and turnkey.

I was conflicted on DR's adamant position against leveraged debt, however, having a degree in finance and economics I believed I had well balanced approach.

I forgot to mention, it's meant to be turnkey so they manage it, and their split is 10% of gross income before all costs and debt service etc. 

I've been actively searching for and analyzing multifamily and single-family deals, making calls, and submitting offers.

And there was no chance in hell that my investors would not get their money back: I had confidence in my deals and my ability to manage contractors and enough of my own capital as a risk buffer.

I write Millers Mutual for a lot of those types of properties in PA and Ohio.

Since you're new to investing, I'd highly recommend the "Get Started" tab up top to check out the bookstore, local events, and other helpful resources.All the best!