Banks do lend their own money, but usually (non Freddie.fha,va) it's other "investors"...insurance co.s, retirement funds, etc.

Hey everyone. I'm new to mortgage industry and I just wanted to see if anyone had a few pointers on marketing your loan programs on other blogs/websites, suggestions on how to approach brokers to keep them engaged rig...

 * If the seller has debt on it, then it's also an easy way to find a bank crazy enough to lend on it.

Hi, the wife and I went through Michigan institute of real estate.  

You'd probably be like "ok well lesson learned about lending him money in the future, but for now I'm just going to let him keep paying me back."

If you have a 1980's split level that just needs a $20k "refresh" but is otherwise totally inhabitable, a bank can lend on that assuming it will be a primary residence or you have enough money down to qualify for an investment loan (30% typically). 

I'd love an attorney's opinion here because I may actually institute this myself.

I need a partner or an investor willing to lend me some money!

If you go the 1099 route they will likely make you wait 3 years before lending to you. 

@Andrew DavisI hope you are right that the lending environment will ensure that the market does not break down again.