This is the proverbial "snow day" and we usually get 2-4 serious snowfalls a winter (with accumulation of 16 -24+ inches).

I live in a very nice neighborhood between 9 and a half and 10 mile, less than 2 miles from the city limit, yet average income in my little city is roughly $110,000.

I've painted paneling the same color as the other walls, without spackling, which tends to come loose.Also have removed paneling and if walls ok or needed a little patching, then paint.Or if walls are real bad then you can add 1/4 inch drywall, its about the same thickness as the old removed paneling and makes the walls look brand new and has the backing of the old plaster underneath.

This mess is left to grandchildren half the country away to deal with.

Half of your rate is $1,175 per month, your mortgage payment is $1,150 per month, leaving you $25, however you have a $180 per month water bill, so your are $165 to the negative.

A realtor does a market analysis, an appraisor will do an appraisal, for my financing, they have an appraiser perform a "market evaluation" for less than half the price and is basically an appraisal with less strings attached.

I attend a half dozen or so on a semi-regular basis (depending on topic).

If they have half now and promise the rest in 2 weeks, I don't have to accept that and can require them to move out in 3 days.

The neighborhood is exceptional and land purchase price will be lower than market, given personal contacts.The land right now is about half filled with small-to-medium-girth trees.

It doesn't matter what the list price is, I've closed deals where I offered well above list price and others where I've offered less than half of the list price.If you find something that is way over-priced, just be patient and eventually the price will come down.