You will not receive the mid market rate and you will be charged the banks conversion rate, potentially costing you thousands of lost dollarsI personally was victim to this for many years, while earning US dollars and having expenses and bills in Euros.

When they call, ask straight up before ending the conversation, "Hey, I really appreciate the call - by the way, does my postcard have a number in the upper right hand corner?

From my experience and conversations with other investors buying there and city inspectors, the issues are when someone tries to circumvent the rules. 

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

For the sake of conversation, that puts you at roughly 1500 pieces of mail.

Bill,Judging from my conversations with lenders, there is no hard and fast rule for the "seasoning period" for refinance.  

I am going to open this conversation up again.  

We both know a round peg doesn't fit in a square hole : )Btw, I hope this conversation isn't construed as being contentious!  

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.