I thought that Florida was one of the States that it was easy to "Carry", from my experience most concerned types, do carry protection, legally. 

We are talking about a disease for which there is no cure, if it gets out of control, it's like the Black Death Check out the interactive map.Also, CDC talked about contacting all the family members and healthcare workers of the Ebola patient, but what about the people that were in the ER with him, that sat on the chairs, etc.

There are no secret formulas and no conspiracy but security is need to protect the public.

Should the government who spends billions protecting endangered salamanders and or spend Billions on Super fund sights..

The builder may or may not have had problems but neighbors may have raised heck or collectively made an offer purchasing an interest in specific lots to "protect" the homeowner's property values.A trick of builder developers is to build nicer homes first, then infill latter with cheaper homes allowing the nicer home to influence price, they also add commercial later on as either depresses value of the nicer home built first.

In the end, it protects both of us from misunderstandings, which can lead to hard feelings.   

Same for a lot of other RE jobs like wholesaling, property management, developing, etc.If you're holding rentals then owning them by an LLC might give you some asset protection. 

I about fell off my chair.

If anyone is interested, I wrote an article about a case involving Encinitas, California homeowners that sought to protect their homes by fixing seawalls, but ran into the force of government.The California Court of Appeal Allows California Coastal Commission to Force Permitting Concessions for Seawalls on Encinitas Homeowners - http://www.businessjustice.com/the-california-cour...

A good HOA will protect you from coming up with large sums of money for deferred maintenance.