Please note that the account into which the funds are deposited must be the same type of account from which the funds were first withdrawn (e.g. withdrawal of pre-tax funds from a 401k could be deposited in a pre-tax IRA but not a Roth IRA - "like to like").Loans:Payments on a 401k loan taken under the CARES Act must be paid back starting in 2021 over a 5 year term.Here are the details regarding the loans:NEW LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.On or before September 23, 2020, such individuals take a 401k participant loan subject to the following terms:Maximum Amount of the Loan: 100% of their 401k balance not to exceed $100,000.

Q: On financing: I've heard on podcasts local lenders are better than traditional banks given your WellsFargos, Chases, etc usual have high loan balance requirements to lend.

I eventually sold my car, borrowing the difference between the sale price and the loan balance from my grandmother and was living with a friend.  

They should have been given a violation notice, in writing, the first time you noted problems.Same with the late payments, assuming you have a specific number of days before you apply a late fee, if the 6th, 7th, and 8th are past that, you should have immediately sent out a statement showing date check was received (if that language is in you agreement and in line with local law), and their "late fee" balance due, along with reminder of the terms of the CONTRACT they signed.Tenants, give them an inch, and they will take it times 100!

If that happens and you have a balance, they can call the loan. 

My 2007 December statement says beginning year balance of $22,000.  

whatever day that falls on is when banks/cc companies report balances to the Big 3.  

For my new investment I'm looking for the right balance between Cash on cash return (monthly cash flow from tenants vs money invested) and value appreciation.

The other financed properties reserves amount must be determined by applying a specific percentage to the aggregate of the outstanding unpaid principal balance (UPB) for mortgages and HELOCs on these other financed properties.

If a tenant paid their entire balance and I was going to not evict them, I would go ahead and collect their rent and not pursue the court case.But once you file your lawsuit (again, in Florida) you are no longer able to collect rent directly if you are going to proceed with your case.