In my short experience, the typical HML I’ve seen generally loan at 25-30% LTV with a note duration of 1-3 years, with the main benefits being a typically fast close and not having to go through a traditional lender for a Fannie/Freddie loan.

So this is not a short 30 day problem.My friend's questions are: Should the agent take his sign down off of my friend's property?

Private Lenders tend to be a short term loan of about 12 months so you will have to refinance for a long term loan after all construction is done and hopefully that increases the value.Those two will usually charge you more interest for a loan but it usually does not kill a project. 

Short term goals: ramp up marketing, build more systems, wholesale more houses, stack more cash and buy passive income investments.....Why you say?

Recently obtained my real estate license to save money on short-term residential flips and seeking a broker within Broward County.

Currently I’m reading David Greene’s book on Long Distance Real Estate Investing.

Long story short, I didn't listen to her and others who tried to plant the seed of "negativity". 

I’m currently traveling so I’ll have to keep it short for now but happy to talk more soon!

My apologies - I didn't mean to be so abrupt and short with my answer but honestly, the email you received just hit a chord with me.Imagine a gas station sending you an SMS telling you that they would no longer sell gas to you if you don't start driving more.

It's a duplex so it falls under residential lending & valuation standards.......In short comps are the only thing that will be used to compute value of this home.