However, if you’re talking about your home and NOT an investment property, the emotional well being of paying down or even fully paying off your mortgage may be far in excess of any benefit of investing the money instead. 

The crash of 2008 happened as a flash flood, but the excesses were bottle necked over a long period of fiscal irresponsibility. 

I don't have thick glasses, I do wear goggles on the Fat Boy, the Vulcan and a Trans-Alp.

Taking on excess consumer debt, not knowing your numbers inside and out, and a lack of an emergency fund while getting into your first rehab is a recipe for disaster.

However, I have many controls to prevent overuse of utilities (locked thermostat, fees for excessive electric consumption, hot water in certain hours).

But these deals are in excess of $250,000.00 ...I don't have that to even borrow short term.

(P) Lose 8% Body Fat and 15lbs by Dec. 2023 --> Family Cruise and for personal fitness/healthThere are just a few I thought of off the top of my head.   

Both the fat overhead wire(200 amp) and the wire to your TV(20 amp) can fry someone easily.

Billion dollar parent company in Japan did not want to be a landlord just wanted excess dark property off the books.

 $200k+ minus furnishing costs on a mansion size place that probably was excess of $50k that you likely would be lucky to get 30% of value still leaves $150k+ for 10 months.