HiI intend to purchase a performing loan in IN, after ordering a title search I saw that there are a couple of judgment liens (exact phrasing is Small Claims, Credit card judgment)  on the property (on the borrower na...

You need to ask yourself how both options impact your ability to hit your goals.

I send out a regular email to our investors (many of whom are out-of-state) to give them a rundown on important stories in the Boise Metro Area that impact economic growth and/or development. 

But think of all the people that may be saved by hampering your endeavors with registration until you learn a bit more about the process and the potential impact you may have on someone's life.

A 2 person income I think is fine if they fit the qualifications you require.. either “is” or “is not” not a gray area.The more standardized you can become the more it will help you in the long run.Also make sure that whoever you deny you send them an adverse action denial letter.

What strategy do you use to reduce the impact on you? 

If you are risk adverse real estate, (especially out of state) is not for you.

Seller financing shouldn't have any impact on agents commissions. 

., proportionately) from any traditional and Roth balances in your account.For complete rules, and to understand the potential impact of your loan on your retirement income, read the TSP booklet Loans.

That alone will significantly impact your cost.