Entire cabinet replacement is usually unnecessary unless you are flipping.

If the ac bills are adding Freon or replacing parts, then tenants won’t have any effect on that. 

Here's what my insurance provider told me:----------------------------------------------------------------------------------------------------------------------------------The damage would fall under the liability portion of your policy.If you knew that the water heater was going bad and didn’t take any measures to have it repaired/replaced, then you would be negligent and the policy would cover it, less your deductible that you're responsible for.If you didn't know that the water heater was going bad, then you weren't negligent, and liability wouldn’t apply.

Added some new floor joists and concrete footers in the crawlspace, replaced all subflooring, added LVP throughout home, opened up two walls, new paint throughout, new everything in kitchen including granite countertops, converted half bath into a full bath by adding a shower, major landscaping/tree cleanup.

All,Looking for some recommendations on a good plumber--everything from snaking a backed up toilet, to potentially replacing the sewer lateral from a property to the main. 

On top of that, it sounds like you have no reserve saved up to handle vacancies, roof replacement, a trashed unit, etc.Yes, I would recommend you slow down.

Most of mine are $500 a year or less (replacement costs $140-400K).

When was the roof, HVAC, Hot water heater, windows replaced?

If you finance $93500 that should put you at 55% LTV, replace your initial investment, and leave you a mortgage payment you should be able to cash flow off of. 

I feel sorry for those that have a bunch of Wink products that have to replace them all or pay the freight.https://www.cnet.com/news/smar...