What kinds of policies do you think might help ensure ongoing affordability as Texas continues to grow?

You can grow your portfolio, maintain manageable risks, and still see some solid returns.

And while short-term rentals are the big draw here, there’s also growing demand for mid-term rentals from snowbirds and traveling professionals, as well as long-term housing for the increasing number of permanent residents.Yes, higher interest rates are a factor, but the strong rental demand in the Panhandle often helps offset those costs.

It might be helpful to narrow down your options by focusing and researching for markets with strong rental demand, growing job markets, and property prices that fit within your budget.

I like the idea of getting additional liability protection on both the property + a commercial umbrella policy as we are planning on growing our portfolio.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Quote from @Chaliyah Penick: I have a relative that is up in age and no longer able to afford the mortgage and are falling behind. 

Unfortunately, I see a growing trend of a lot of service members renting their homes at break even rates or at losses.

Given your husband's expertise in marketing, you probably have the skills to grow a business. 

If I used the HELOC, the investment needs to generate >9%.I recognize there are many variables not listed here but would love to hear from more experienced investors on more generally how you think about using cash vs. home equity to grow your portfolio in the current environment.