Seems to be a risky investment considering if they move out you have no cash flow.

The older you get, the closer the death benefit are from your surrender cash value.Also as a side comment. while minimally funded permanent life policy may be expensive and risky if you can't afford the future premium, maximally overfunded permanent life policy are completely different animals.

Springfield is risky, but offers good cash flow in return.

We all are familiar with one another so it’s a less risky way to go.Best wishes, Kim!

As a self manager, every dollar is mine, and all expenses are mine, and all the risk is mine.

Know what is risky and how much time you have. 

ANYTHING can happen, but I'm willing to take a measured risk. I

Valid proposition you pose Gary.

Practical means that we can sustain this strategy and isn't too risky (everyone's situation differs for sure).Buying in Bay Area often means big negative cash flow. 1) This means we have to dig into our day job salary to pay for the property and are in bigger trouble when we lose our jobs.2) In the eyes of banks, when you look to buy more investment properties, you have to keep a OK DTI.

But to be an out-of-state investor for the first time it is still very risky with having the right property management (even if its the turn-key people) and maintenance/contractors.