Fill in those two numbers into any online mortgage calculator, and it will tell you what the maximum loan is. 

want to get to a point that I am living off unearned income and not earned income. 

Rental Income Powerhouse: Can the property bring in enough rent to cover your costs and leave you with a healthy profit?

Right now we require two incomes in order to afford the mortgage and looking to downgrade/rent for a while and be a single income household so wouldnt be able to pay the mortgage for the house unless its being consistently rented on FF.

The benefit on DSCR is that it will ignore your personal debt to income ratio for qualification, but you don't get the low down payment options of owner-occupied conventional or FHA.  

So I posted the other day asking if I could get around passive income on my rental properties so I could contribute to my retirement account.

I absorb as much REI content that I can find online and want to expand my horizons with others' experiences. 

I have read several threads on this, but I am a newbie and still a bit confused.We are married filing jointly with an income close to 150k last year.

In 60 days I will have a good income but I’d rather not lose my car or be without electricity.

Clarification question....some are saying gross management fees, others just gross income.