(Another BP member was a little more heated in his response).

My own line in the sand COC is 20% min day one which I admit is tough in MF in today's heated MF market. 

I ask about age, what kind of electrical wire is in the house, the type of heat, ie furnace, boiler, etc. 

Increasing interest rates on long bonds can often be a result of the economy heating up but it can also be a result of many other things.  

People are more frugal when they have some immediate (at least monthly) feedback on how much their "heat at night and AC in the day" habits cost them.

From the manufacturer these typically come with the pink insulation and then either a plastic or mesh "underbelly" to keep out rodents and serve as a barrier.In the south we don't like breathing between the underbelly and subfloor due to heat rising and to support ventilation, but in the north they have a mesh to allow for the opposite.  

., one quick thingy: concrete floor sound index should be around 25 by itself.i think residential you have to be around 55-65 as a sum/wholefor your own good (or kids if you have or plan to have little ones) if floor not including heating, use something with thermal isolation properties (cork, other thick-ish substrates).your comfy-cozy feet will thank you in the winter.or just add rugs all around needed areas. just careful with back material (not to scratch wood/laminate from repeated moving actions).oh and calling @Linda Liberatore (does the @ thing works on new BP?).

For $300,000 you will get an old little bungalow that doesn't even have heat.

Jeff at Simply AC and Heating is good. 

Pairing it with a heat tolerant ground cover will also mean no weeding.