Really a hard money lender.

If 90 days is your hard and fast goal then I'd say spend the first 30 days learning everything you can about notes.

@David HarleyIt is hard to opine on this without the context of market and property class/condition, but what I notice from the analysis is the CoC relative to loan amortization:  For a 25 year loan and $28k cash investment, demanding a return greater than 14% may be in your best interest.  

I am quite capable of painting and have a hard time paying for services I can do on my own.

I’m doing my first wholesale deal and having a hard time finding a title company that’ll use the end buyer funds to fund the complete transaction.

@Jaz PatelIf you want lower risk then I suggest either performing notes or being a hard money lender. 

Hello BP, I have a question regarding hard money loans and the debt-to-income ratio. 

I want to only get properties that are within a certain radius of my cities center, Bloomington, IN, and am having a hard time doing so with the tools on listsource.

Won't it be hard to sell them if your buyer can't use debt and make money?

Again I have a low paying job and live in a high priced area... so thats why I'm hoping to go this route than a hard money lender.If all of this goes as planned and I flip enough properties for a profit, all of my proceeds will be put into a savings account and used to buy an apartment complex at some point in the future.So thats pretty much it, before all this I thought about doing wholesaling but know its harder to get sellers to sign their homes to you and I've never been a good salesman either, let alone any potential legal issues with it... so I don't think that's the right path for me.Any input would be GREATLY appreciated!!