I have actually, I just feel I would get almost the same results as just wholesaling.

But I'd like to run the numbers in the scenario as I move out after 2 years living there to check the cashflow- Financing: owner occupied conventional loan - Downpayment: 5% - Interest rate: 4% - Loan period: 30 years (fixed) - Vacancy of 5%, Repairs of 5%, Capex of 5%, and PM of 10% - I assume I can get 10% discount based on how long it's been on the market (purchase price of $719,100) - I used Realtor.com from the link and based on purchase price of $719,100 it gives me prop tax of $749- I relied on the listing agent data of $92 per month for home insurance - I relied on the listing agent data of $112.50 per month for water, $112.50 for sewage, $95 for garbage, and $60 for lawn care (assuming the tenants pay for their own electricity and gas) - I left PMI to be 0 since I do not know how to calculate this Result: Based on assumptions and MLS listing, this property cashflow -$1,280.00 (aka, a horrible investment).

Here are my most recent 3 commercial loans, all closed Feb 2018.1. 3/1 hybrid arm 4.19%, 3 years Io, 30 year final, 3-2-1 pre pay, no origination, 62 ltv , non recourse2. 5/1 hybrid arm 4.00% no IO, 30 year final. 4-3-2-1 pre pay, no origination, 70 ltv, recourse3.

I have had very good results with them.

I'm not fond of the results I get through bulk mail.

I look forward to connecting with anyone here and look forward to the day when I can finally start providing my experience to help the community here grow.Kind Regards,Justin

Final wrinkle, the owner of the kitchen and bath company we do all our business with, my best friends dad, recently married my wife’s mother.

Don't expect to find something right away, but as with everything, if you are willing to put in the work you will get the results you are looking for.

 After months of being scared of getting started with real estate wholesaling, I finally was brave enough to buy a list.

@Chris Pohlson I have run into the same problem as I investigate lenders as I am approaching my final conventional loan.