The rest of the money that is budgeted is going into the reserve for CapEx, repairs, vacancy's for couple of years to build the reserve.My Conclusion:As long as the majority of my living expenses are paid such as: P&I, taxes, water/sewage, able to save whatever is left over for any repairs and/or CapEx, I should assume that I am House HACKING appropriately for the circumstance?

I was in town a couple weeks ago when the St.

Enter: other local banks that offer 90% and even 100% (at a couple point higher rate of course) LTV - possibilities would open up considerably, significant difference in available funding. 

I found a couple foreclosures and a young hungry new real estate agent that was willing to share his time with me.  

I'm renting out a couple rooms for the winter season to a couple friends, while I figure out what I want to do with it.

There was a thread about this just a couple of days ago (though not specifically for TN). 

I know a couple here on the west coast.

I have also had a couple of roofers ask for all at completion of the job and nothing upfront.

Just a couple of little changes that had a nice effect.8.

Hi Diego,I'm in the Nashville area and have found owners a couple of times, but haven't ever completed a deal with them.