Also, any advice on towns that are attractive would be welcome.  

Original article link below:https://www.bizjournals.com/au…Alternate article link here:https://communityimpact.com/au...

I am attracted to the low housing costs of central PA for long-term rentals.

My risk tolerance is usually pretty decent, but given the stakes (of being unable to find alternative financing), I can’t seem to mentally let go of conventional lending options.The risks I anticipate are: 1) Credit score will drop with a lot of activity in a short time (though I don’t know how much), 2) The properties are pretty rural, so appraisals could be low or lenders may offer lower LTVs because of the rural classification, and 3) Sudden market shifts could make lenders skittish about vacation rentals, making it more difficult to secure non-conventional lending.My questions are: 1) How confident can I be that I will be able to secure a DSCR loan?  

The attractions to San Diego are many, from the amazing nightlife and frequent festivals/events, to the beaches.

I am just trying to explore alternative avenues of income and have not heard much about something like this. 

It's not an attractive deal for you at all.........

Also keep in mind your talking about B + to A inventory IE meaning very nice owner occ neighborhoods and or new construction. there are plenty of houses but a huge amount of them are in areas that ONLY attract investors they do not attract owner occupants..there by making this shortage even worse. 

Bank statement or 12 month CPA programs can be a good alternative.

Less than a mile from downtown Methuen and local historic attractions.