The notion that men are aggressive (and sometimes irresponsible) risk-takers has been bolstered by a plethora of evidence, including one study that concluded that rising levels of testosterone in men turns risk-taking into addictive behavior.After the banks collapsed, the women took over, and they saved the industry.Prominent financier Halla Tomastir said their success stemmed from the following "Core Feminine Values": 1.

But after we dove into this theory, it has us second-guessing what we want to do.The evidence is clear that owning your home is a bad “investment.”

Such pricing externalities are often conjectured in the context of the effects of expanded subprime borrowing on housing prices leading up to the financial crisis, and our study can be seen as complementary evidence in the student loan market." 

Take what you consider plenty of video and photographic evidence on why you held the deposit, then double what you think is necessary.   

We require a Landlord reference or evidence you were a home owner.

I’m curious how others handle this, and if they rent but insist on evidence of renter’s insurance, etc.Curious to your feedback.Thanks in advance.Brent

Personally, unless the real estate market nationwide tumbles (which is possible), I don't think Portland will go down much because demand is increasing as people continue to move up to Oregon from California (a trend I see no evidence of slowing down) and there isn't really a way to add infastructure like roads and highways in the city center.

If the number is too high, we evidence to the bank why we disagree, and push for another BPO.

For example, if you state that evidence of dogs on the couch (such as hair or prints) will result in a $100 surcharge, is it easy to collect that on the backend? 

COVID might put a damper on some of that, but not all of it, and this is evidence that we will have stable, reliable growth in the housing sector in the housing market over the next few years.