So with a $15k down payment (not considering closing costs) you could afford a $400k+ property.

"Start investing and continue to do so at a affordable rate until you choose to stop".

--- We can't afford or want to save up $437.00 Capex per month.

This is to protect you from day 1 not being deeply under water.Seller financing is better if you won';t qualify for a bank mortgage, some times the seller will ask for less down than a bank.Bank financing is always cheaper, lower interest rate, price is always verified by an appraiser, but you need to go through the frustrating closing process of under writing all your doc.

You don't need to  be an attorney but you do need to know applicable laws.Sounds like you can afford an attorney, don't jump into investor strategies without asking one, if you're not an accountant, find one familiar with real estate, we have some here on BP. 

I myself am a contractor and have been investing  Omaha Nebraska the market is great and the city is growing and property cost is affordable with good profit I moved hear from Chicago.  

I have and upstairs and downstairs heatpump so I have  T stat for each one.I read a lot of reviews and customer feedback before deciding to buy this make/model.

@Jack T., My best advice is pray, network (lots will come of these to thongs alone), work on your business Daily & take action 1 step at a time....don't make it hard rather make it fun!

Usman T.

Super affordable; great way to get your feet wet.