It is not as easy as many gurus say it is, you do have to work hard at it, but thats just like anything good in life right?

Unfortunately everywhere in life you run into people looking for the quick angle, the "get rich quick" scheme, etc and REI is no different.

Better yet, you can have them all, and I'll throw in a busload of low-life contingency lawyers.Mike

Under this FHA-insured mortgage product, the initial interest rate and monthly payment are low, but these may change during the life of the loan.

How about this.... there are teenagers in Pittsburgh that never saw their baseball team have a winning season in their entire life!

Like anything in life, I ask people who are experts in their field for advice then decide for myself which ones I will use in the end.

(Which is why I shared the rent raising thing above in hopes that someone else will avoid that mistake.)Next to getting married and having children it is the most exciting thing I have ever done in my life, better than piloting planes, skydiving, rock climbing, caving, etc...

Complete with the "American Gothic" style "couple" (man and daughter, supposedly) being faced down by the evil banker with a mustache.

Do not start married life with a foreclosure.

I have seen many NCND's in the last year or so that could fill a wharehouse and come to think of it none of them could close the deal if their life depended on it.