When people refer to the Federal Reserve “setting rates,” they mean the effective federal funds rate or the rate at which banks charge other institutions on an overnight basis.

I guess what I'm looking for is a legal loan shark, do people like this exist?

Hello Damon,It's great to see Local (and Surrounding) people from H-Town in here.   

I have done exactly that while recommending contractors I have worked with that don't upcharge like crazy (unlike the people they sent) - let's see what their response is. 

A lot of people do this professionally, but make sure you vet the operator if you're considering it.

I’ve heard people say don’t do it, but not sure why and frankly don’t want to be dishonest if they ask.

I am interested in investing in real estate in the DFW area (specifically Denton) with creative financing methods, and I am trying to expand my network of players in the game of real estate.If anyone on here is experienced and willing to share information about getting into this game, connect with me to set up a call so I can ask you questions, and/or collaborate on a deal, as I would love to gain hands-on knowledge and experience as quickly as possible, as well as cultivate trust and relationships that lead to more business and deals in the future.Thank you!

Personally, I'm not a fan, but I could see why some people like it. 

BP has been vital in making connections to learn not only with national people but with local investors in my area as well (no specific meetups though).

The city has seen a rise in rental demand, especially for multi-family units, as more people are drawn to the area for its relatively lower cost of living compared to larger metropolitan areas on the West Coast.Investors looking to enter the Spokane market for small multi-family properties should keep an eye on key factors such as property location, rental trends, and local development projects.