Do your research before setting up an out of state (OOS) LLC while being a CA resident.LLC in CA has a minimum $800/year cost/tax.You did not specify why you are looking at LLC but if it is asset protection an umbrella insurance coverage is another option and typically is less error prone. 

Will a title company even insure this?

My recommendation would also be to get the highest liability coverage available on your landlord policy and then to follow that up with an appropriately sized umbrella policy considering all your assets, future wages and growth of both.

INSURANCE□Do you have adequate property and liability insurance of each property and do you have the correct type of insurance?

Can one get home insurance on student leased home?

Some states will say they are reciprocal, but have policies in place that are not written anywhere that might prevent you from getting a reciprocal license.

There are places like Indianapolis and Milwaukee with $50k duplexes that rent for $600/side.If your property isn't losing money and you want to keep it, I'd try to find a way to increase your rent (renovations, etc) or cut your costs (change insurance, refi, etc).As far as amortization, my feeling is that you either want no loan, a very short loan (so you will own it free and clear soon), or a very long loan (so you can cash-flow better).

It is also recommended that the LL have an ANIMAL -- not pet -- policy covering care, animal waste, vaccinations, insurance, inspections and damages.I would inspect and immediately charge for damages. 

I need help answering an insurance/tax question for which I am getting varied responses from the ‘experts’.

The taxes of the property will weigh on your qualifying ratio and so will the insurance...and both of those will require a Loan Officer with knowledge of the local market you are moving to in order to calculate properly.