We'll install year-round water for wildlife, forage plants and grasses to bring critters onsite and create an oasis of biodiversity which will compound and spill over to the National Forest lands that surround the property.

I like to stick with 2-4 unit properties so I don't need a commercial loan, and I don't have a ton of cash in the event of a massive vacancy or capital investment, so more expensive isn't necessarily in my wheelhouse.

Hi everyone, I'm wondering how to find lenders to broker commercial real estate loans to.

And any work an agent would be doing on the loan side, wouldn't the be doing anyway (i.e. communicating with buyers/sellers, chasing documents, etc?)

In the summer, the apartment became unbearably hot even after we installed three AC's.  

Technically, the loan is in the seller's name and us as buyer are simply making payments with no personal guarantee?

for a DSCR loan, you'll need to wait 3-6 months and conventional, 12 months.so should you pay all cash just to beat everyone else out, and then hope that the appraisal gets you some of your investment back? 

I can only think of reasons not to: capital gains tax, loan interest rate less than the property’s cash flow, risk… The only way I could make it work would be to identify a buyer I know will default.

Also factor in if you will be refinancing and rolling any costs back into the loan if you're looking at ROI.  

I also say that because as the property appreciates you can always refinance the loan to gain more cash flow or cash out etc..Rarely have I seen investors hold their loan for the full term.