@Joshua Marriott To your point about the split not making sense for your team, I can put you in touch with Sam Rodriguez, the Regional Director of Growth & Expansion at eXp Realty.

@Joshua Whitehorn I know you're not here yet but welcome to the STL!

Long Beach and Joshua Tree California!

I think it depends on what you are looking to do Joshua.

I voted up your response, @Joshua Dorkin, and it's not because of fat fingers this time.

@Joshua PavaoYour statement is correct...

@Joshua D. - I don't want to turn this into a life insurance thread, but "using" not "investing" in permanent life insurance is a very powerful strategy that will improve your real estate investing results.

There's an RV motel in Joshua Tree that I totally love and would get a huge kick out of knocking off elsewhere, although the location there is especially perfect for it.

@Daniel Mills is that a challenge for @Joshua Dorkin and @Brandon Turner I smell? 

@Joshua Adewuyi I agree that’s it’s extremely difficult to predict the outcome given the unprecedented factors at play, and I also agree it’s incorrect to compare this to 2018. 2018 had two unique components to it: higher and higher risk loans were given out, and the financial industry committed fraud by misrepresenting that risk, exposing the global financial industry that in many cases were unaware of the true underlying risk of the products they had bought.