If so, trust them, trust me; a good CPA Is worth their weight in gold. 

I think the solution is not to think of Melinals, X'ers, Boomers, the Greats, etc.. or the color of your skin, or if your a man or a woman, or where you come from...I think the solution, no matter who you are, (If You Want It) is to go for the Gold yourself...What ultimately matters is are you happy...are you willing to do what's needed to change if your not happy.And all groups have people who are happy being a waitresses, or retail employee's or even a Hobo, as well as higher earning professional people and Entrepreneurs.The way I see it is, it's not a group issue, it's a personal issue...If you're constantly shouting about not having enough nickles in your pocket, but are too lazy to do what's needed to get more nickels--well I've never seen it rain nickles.What I'm saying is that some people just seem happy to eat and party and that's it....And THOSE who seek more---and actually do what's needed to get more....no numbers on a graph are going to mean very much when your working at making your pockets  bulge full of money.It's not enough just to want it, you have to want to do what's needed to get it.Just my 2 cents.If you want it bad enough, you'll sleep out in the rain: https://www.youtube.com/watch?

@Mike DymskiThat post was gold! 

Kershaw word is the Australian company is going to speed up the opening of the gold mine.

Thank you Andrew, that was absolute gold!  

Right now I'm going through the same internal debate.I'm redoing the flooring of an 800 sq ft 2bd/1ba unit & have a pricy conversion of a useless door into a brick outer wall in my near future.The difference in the warranty (for what that's worth) is 50 yr  for 12mil vs lifetime for the 20 mil.I'm going through a similar thought process as far as the countertop options of granite vs laminate counters.I don't think I'll choose both higher end options (ie granite & 20 mil) because the returns via rent won't make that make sense.I also don't want to lay a decent penny down on a floor that lasts only one tenant, when an extra $600-$700 could've potentially went through 2-3 turnovers.Any additional insight on this 12 mil vs 20 mil real world comp would be gold.

There is no other history proof in this town besides that eraand even if yes, you can definitely not rely on that,  I mean obviously to buy in a class A area is more attractive and wIll probably go up, but doesn't mean that more weak markets won't go up.that's the difference between a typical investor and business person, you need to be able to take risks and know where the risk has an opportunity and a big one to grow, and yes I truly believe the market Is going up, look at the  HISTORY of the past 4 years, and no it will naturally not go down,  the area In fact is now way way better than even just five years ago, crime is much much lower and many people moving out from NY these days, whoever was wise enough a few years ago has a gold mine.IF YOU KNOW ANYONE THAT WANTS TO GET OUT OF THE AREA PLEASE!!!

It's vitally important to know who you are working with, and have the history of the players involved.

The appraisal i received on the home was $365,000 back in May 2009 and pulled out a cash out $240,000 5% interest 30 fixed, and invested 20% in gold and 80% in a safe money market.

Agents are licensed by states.For rentals having no prior claims, strict dog policies, properties in A locations... you get the best prices.Your insurance agent is a VITAL part of your team.